High-Intent Insurance Leads. Performance Pricing. Zero Compliance Exposure

Every lead H2M delivers for insurance clients is captured with individual, documented consent — compliant with TCPA and the FCC's one-to-one consent framework. No shared consent forms. No recycled aggregator lists. Each record includes a timestamped consent trail you can produce in any audit or litigation.

Factua's behavioral data layer identifies consumers who are actively in the market for insurance — comparing rates, researching coverage options, or responding to life events that trigger insurance needs (home purchase, new vehicle, aging into Medicare). You reach people when they're ready to buy, not after the window has closed.

H2M's publisher network and data programs are priced on performance — cost per lead or cost per acquisition. No impressions. No clicks for clicks' sake. You pay for records that meet your defined criteria, and we bear the risk of delivery.

H2M's insurance programs span all major lines: auto, homeowners, life, and Medicare Advantage and Supplement. Each line has its own audience behavior, compliance requirements, and conversion economics — and H2M's programs are calibrated for all of them.

Insurance marketing sits at the intersection of TCPA, FTC guidelines, CMS Medicare marketing rules, and state-level insurance advertising regulations. H2M's compliance infrastructure is built to navigate all of them — so your campaigns are protected at every layer.

Once leads are in your pipeline, H2M's SMS marketing capabilities can automate initial outreach, appointment reminders, and policy renewal sequences — with the same TCPA-compliant infrastructure that governs our data acquisition programs.